Will ordering a consumer report and/or credit report affect my credit score?

Applying for a property does require the review of consumer reports for applicants and credit reports for their co-signers, should they be applying with one. But fear not! These are soft pulls.

Our approved report vendor, JDP, will be collecting information per applicant regarding their histories and credit. For co-signers only their credit histories will need ordered. These reports require a one time "soft pull" which will not affect credit scores. That said, it is worth noting, should your credit be reviewed by multiple vendors in a short period of time, even with "soft pulls", these may add up to affecting your score by a few points.